Learn How To Use Coupons

If you are new to Mrs. Moneysaver and the art of couponing, I understand that it can be a bit overwhelming just getting started.  Here are some of the most frequently asked questions and the answers to help.  You can also find lots of video tutorials on how to get started using coupons at Coupon Divas.

Can anybody save money using the tips you share?

Yes!  Anyone can use the tips shared here to save money.  No need to be a financial genius or spend hours a day devising your shopping strategies.  I’ve done most of the work for you by providing coupon match-ups and deals.  Your job?  Just clip the coupons you need and take advantage of the deals shared.  And I guarantee that the longer you do it, the less time it will take.

What do all of the abbreviations you use stand for?

In order to save time and website space, I use abbreviations and “frugal vocab” in my posts quite a bit.  Here are some of the most frequently used:

  • Inserts- The stacks of coupons found in most Sunday newspapers.
  • 5/17, 6/9, etc.- The date a coupon was found in the Sunday insert.  For example- a “6/7 insert” lets you know that a coupon was in the paper on June 7th.  If no year is given, it is assumed to be the current year.
  • RP- Red Plum, a Sunday newspaper coupon distribution company
  • SS- Smart Source, a Sunday newspaper coupon distribution company
  • PG- The coupon insert distributed by Proctor & Gamble, typically once a month
  • $1/2, $1/1, $2/1, etc.- The value of a coupon and the quantity of items needed to redeem.  The first number (the dollar amount), is the face value of the coupon.  The second number is the number of items you need to purchase in a single transaction in order to receive the coupon discount.  For example- $1/3 lets you know that you must purchase three of the listed items in order to receive $1 off at checkout.
  • B1G1- Buy one, get one free deal
  • ECBs- Extra Care Bucks, part of shopping the bargains at CVS.  See below for more information.
  • Overage- After using a coupon on an item, you will occasionally make a “profit”, whether in actual cash, Extra Care Bucks, or some other form of store compensation.  For example, if you buy a product that is priced at $1.50, but the coupon is for $2 off, you may be able to make 50 cents “overage”.  Not all stores allow for overage.  Check your local store’s coupon policy.
  • Home mailer- Snail mail sent by a company to your home address
  • Printable coupon- A coupon that you print from your home computer
  • Tearpad- ”Notepads” of coupons found in stores.  The tearpads are typically found near the item the coupon is to be redeemed for.  You simply just tear off the coupon from the pad and give it to the cashier at checkout.  (If I see a tearpad, I almost always take a coupon or two from it, even if I do not plan to use it on that shopping trip.  You never know when you may be able to use the coupon on a future sale or at another store.)
  • Peelie- Coupon ”taped” to a product package in the store.  Usually good for a discount on that specific item.

Where do you get your coupons?

I get coupons from a variety of sources, including the Sunday newspaper, internet, home mailers, and tearpads.  I’ve shared my top ten list on where to find grocery coupons here.

Why are the coupons you list from the Sunday papers sometimes different than the coupons I received?

Coupons may vary a little from newspaper to newspaper.  Sometimes, one paper may get a coupon for a particular item, and another paper will not receive that coupon.  At other times, one paper may offer a coupon with a face value of 50 cents off, while another paper gets 75 cents off.  Most of the time the coupons are very consistent, but there are times when the coupon I share may not be the exact same as the coupon you received.  When writing coupon match-up posts, I typically use the coupon that was most widely released or that I received.

What is the best way to organize my coupons?

There’s no right or wrong way to organize coupons.  It’s completely preference based, depending on how you shop.  I personally sort my coupons roughly by grocery type and store aisle.  Be sure to check my coupon organization ideas and to see how I currently keep my coupons in order.

What is “stockpiling” and how do you use this method to save money?

I’ve found that stocking up on essential grocery and household  items when the prices are at their lowest saves my family quite a bit of money each year.  Find out more about the art of stockpiling here.

How about digital coupons?  How do they work?

Digital coupons are coupons that are loaded directly onto your store customer card, no clipping required.  Once you load a coupon onto your card, the coupon value will be deducted at checkout when you purchase the item. For more information on digital coupons, click here.

I like how you show me how to save money, but do you have any ideas on how I can make money from home?

Yes, I do have a couple of ways in which you can make money from home:

1. Moolala. In my opinion Moolala has the greatest money-making potential of the three ideas I’m listing. Moolala is a daily deal site very similar to Groupon-with one big difference: you can earn money with Moolala. To start with, they’ll pay you 2% of the deal value on any purchase you make. Then, if you refer friends, they’ll pay you 2% of the deal value your friends buy. But it doesn’t stop there. You’ll also receive 2% on any deal your friends’ friends purchase, and your friends’ friends’ friends purchase, and your friends’ friends’ friends’ friends purchase. It’s a 2% 5-level rewards system. And these aren’t one-time referral fees.  As long as people in your PayMatrix are buying deals, they’ll keep paying you – forever.

I know 2% doesn’t sound like much, but let’s say you refer 2 people per month, and each one of those friends
refers two people per month and so on for a year.  And each of those referrals makes only one $10 purchase per month, you’d be
earning over $7000 per month after one year’s time.  I used the http://viralcalculator.com/# to figure this.  Not bad
for sharing a deal with your friends every day!

2.  Swagbucks – If you are unfamiliar with Swagbucks, it’s search engine that will allow you to earn “swagbucks” when doing a search.  Just signing up will get you 50 Swagbucks.  Once  you’ve earned 450 Swagbucks, you can redeem them for a $5 Amazon gift card.  You’ll definitely want to check out my list of ways to accelerate your Swagbucks earnings.

3. Survey Sites – There are several survey sites that allow you to sign up and earn freebies.  I usually post about them when they have openings.  Here are a few of my favorites:

Vindale Research

Shadow Shopper

Survey Spot

Dollar Surveys

Mindfield Internet Panels

National Consumer Panel

Valued Opinions


More questions?  Contact me.

Print Friendly
Don't see the coupon you are looking for, try our database of thousands of coupons at Coupon Database. Have a coupon tip, email us and we will post it on our Coupon Blog
This post may contain affiliate links.